Land Loans

Imagine the possibilities.

Cares offers land loans to purchase property for future home construction. A lot/land loan allows you to purchase property without the pressure of having to complete your future home right away. Cares will work with you to ensure your loan aligns with your financial goals.

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Land Home Loan Terms

Up to 80% financing
Fixed loan rates terms up to 10 years
Less closing costs

Here's what you'll need

All applicants must provide:

Filed Tax Returns (1040) - W2/1099 for the two most recent years
Bank Statements for the two most recent months
Copy of Government Issued ID
Proof of Income, see table

Income Type	Documents
Standard Employment	Pay stubs for the last 30 days
Self-Employed	Filed federal business tax returns (Form 1065, 1120 or 1120-S) for the two most recent years Year-to-date profit and loss for each business
Retirement, Pension, Disability	Retirement, pension or disability award letter

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Imagine the possibilities.

Land Home Loan Terms

Here's what you'll need

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